St Germain Avenue

Toronto | Ontario

The Warmth of

Island Welcome

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Andre Kutyan

Presented At

$4,553,707

Bedrooms

Bathrooms

Fireplace

Office

Stone Countertops

Elevator

Fitness Center / Gym

Bar

Kitchen island

Walk In Closet

Basement

Terrace

Garage

Outdoor Living Space

Garden

Balcony

Pool

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508

St Germain Avenue

Toronto | Ontario

508 St Germain Avenue, Toronto, ON, M5M 1X2, CANADA, Toronto, Ontario, Canada. , Toronto , Ontario

one of Bedford Park’s most remarkable homes

Without exaggeration--this is one of Bedford Park’s most remarkable homes. 508 St. Germain Avenue delivers over 6,000 Sq. Ft. of total living space across four levels with 4+2 bedrooms and 11 bathrooms, crafted for both refined entertaining and everyday ease. Timeless curb appeal is achieved with an Indiana limestone façade, high-grade aluminum windows, and a faux slate roof, while the interior showcases designer finishes, extensive custom millwork, and stone fabrication throughout. Every faucet, fixture, and hardware detail has been carefully selected for both quality and style. An elevator connects all levels, from the show-stopping kitchen with Lacanche range plus a hidden catering kitchen, to elegant principal rooms, and a lower level designed for entertaining. A rare sub-basement adds even more versatility with gym/media room, guest suite, cold storage, and state-of-the-art mechanicals. The private primary retreat features dual dressing rooms hers with centre island and vanity, his with custom built-ins--and an opulent spa-inspired ensuite with radiant-heated marble, freestanding soaker tub, curbless steam shower with rain head and multiple sprays, and dual water closets with integrated bidets. Each secondary bedroom enjoys its own heated ensuite bath. The lower-level recreation room and card lounge feature a wet bar, built-in speakers, fireplace, and direct walk-out to the landscaped yard with resort-inspired zero-edge mosaic pool, cabana with garden suite and basement, and covered terrace. Indoors, all tiled floors are heated with hydronic radiant heat; outdoors, an extensive snow melt system ensures effortless maintenance through the winter months. Additional highlights include a 3-car heated garage with hydraulic bollards on the driveway, Control4 home automation, integrated audio/security, and security roller shades. This is not just a home, but a lifestyle statement in one of Toronto's most sought-after neighbourhoods.

Gallery

3D Street View Tour

Property Location

508 St Germain Avenue, Toronto, ON, M5M 1X2, CANADA, Toronto, Ontario, Canada., Toronto Ontario

Local Weather & Climate

Toronto, Ontario

Current Conditions Updated recently

30 °F

Overcast clouds

Feels Like 23°F

Humidity 92%

Wind 8 mph

Visibility 3 mi

Sunrise 12:06 PM

Sunset 10:56 PM

5-Day Forecast

Mon 23 Feb

Clouds

High 30°

Low 21°

Tue 24 Feb

Clouds

High 19°

Low 1°

Wed 25 Feb

Snow

High 33°

Low 21°

Thu 26 Feb

Clouds

High 26°

Low 14°

Fri 27 Feb

Snow

High 30°

Low 9°

Data from OpenWeatherMap

Walkability & Transit Scores

How easy is it to get around Toronto?

Walkability and transit scores for this address come from the EPA National Walkability Index.

Mortgage Calculator

Estimate your monthly payments for this property

Home Price

Down Payment

C$100,000

Interest Rate

Loan Term

Estimated Monthly Payment $3,160

Monthly Payment Breakdown

Principal & Interest $2,528

Loan Amount $400,000

Total Interest $337,621

Total Cost $737,621

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Important Information

This calculator is for illustrative purposes only and does not constitute a loan offer, pre-approval, or commitment to lend.
Monthly payment estimates do not include property taxes, homeowner's insurance, HOA fees, or other applicable costs which may significantly increase your actual payment.
Interest rates shown are for demonstration only. Actual rates depend on your credit score, down payment, loan type, property location, and current market conditions.
This tool provides estimates only. Consult with a licensed mortgage professional for accurate quotes and personalized advice.
Tax benefit calculations are simplified estimates based on general assumptions for Canada. Actual deductions depend on your specific tax situation, filing status, and current tax laws.
Tax Year Information: Tax data shown is based on Canada tax year 2025 (fiscal year: January-December), rules effective from 1972. Tax laws change frequently and may have been amended since this data was compiled.

Limitation of Liability: By using this calculator, you acknowledge that all results are approximations and should not be relied upon for financial, legal, or tax decisions. openluxe, its affiliates, officers, directors, employees, and agents expressly disclaim all liability for any damages, losses, or consequences arising from the use of or reliance on this calculator or the information provided herein. openluxe is not a lender, financial advisor, or tax professional and does not provide mortgage loans, financial advice, or tax advice. Use of this calculator does not create any professional relationship.

$6,295,000

508 St Germain Avenue, Toronto, ON, M5M 1X2, CANADA, Toronto, Ontario, Canada.

Toronto, Ontario

6 Beds

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Market Opinion

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Our perspective on current market conditions in Toronto. For informational purposes only — always consult a licensed real estate professional before making decisions.

Market Analysis

International luxury real estate typically appreciates steadily over time.

Buyer Score

Estimated regional appreciation: 4% annually

Ultra-luxury properties tend to be more resilient during market downturns

Future Value & Wealth Building

Starting investment: $455,370,700 20% down ($91,074,140)

Investment Perspective

$1 → $1.36

Every dollar invested today could become $1.36 in 10 years

$100 → 136 $1,000 → $1,362

$39,130/day

Your home may appreciate while you sleep

$274,662/week $1,190,201/mo $14,282,413/yr

$100K Investment Comparison (10 Years)

Real Estate (Leveraged)

$281K

S&P 500 Index

$259K

High-Yield Savings

$155K

Real estate leverage: potential 8% advantage over stocks

-$250.6M

+$355.4M

$355.4M Potential Equity

vs $250.6M lost to rent over 10 years

$91.1M Down Payment Growth

3.9x

10yr

$355.4M

8.1x

20yr

$735.9M

12.6x

30yr

$1,150.1M

Wealth Comparison

×2,738

Equivalent to 2,738 average US homes

top 5%

US household wealth ranking

Median: $193K Yours: $1,150.1M

Time to Double Your Investment (accounting for market cycles)

42.4

years

Conservative

1.65% effective/yr

22.4

years

Market-Based

3.14% effective/yr

15.3

years

Optimistic

4.62% effective/yr

Projected Home Values (adjusted for market cycles)

10 Years

Conservative $536.3M +18%

Market $620.1M +36%

Optimistic $715.6M +57%

$355.4M est. equity

20 Years

Conservative $631.6M +39%

Market $844.5M +85%

Optimistic $1,124.6M +147%

$735.9M est. equity

30 Years

Conservative $743.8M +63%

Market $1,150.1M +153%

Optimistic $1,767.3M +288%

$1,150.1M est. equity

These projections are estimates only and actual results may vary. Past performance does not guarantee future results.

Important Disclaimer

The information presented in this Market Opportunity Opinion is provided for informational and educational purposes only and should not be construed as financial, investment, legal, or real estate advice. This analysis represents our opinion based on publicly available data and should not be relied upon as the sole basis for any real estate or investment decision.

No Guarantee of Accuracy: While we strive to provide accurate and up-to-date information, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, or suitability of the data, projections, or analysis contained herein. Market conditions can change rapidly and unpredictably.

Not Professional Advice: This content does not constitute professional real estate, financial, or investment advice. We strongly recommend consulting with qualified professionals—including licensed real estate agents, financial advisors, attorneys, and tax professionals—before making any real estate or investment decisions.

Past Performance Disclaimer: Historical data and trends presented do not guarantee future results. Real estate markets are subject to numerous factors beyond the scope of this analysis, including economic conditions, interest rates, local regulations, and unforeseen events.

By viewing this information, you acknowledge that you understand these limitations and agree that the property owner, listing agent, brokerage, and platform providers shall not be held liable for any decisions made based on this analysis.

Data from World Bank and regional real estate market research | Estimates based on historical appreciation trends

Frequently Asked Questions

Common questions about this property

How many bedrooms and bathrooms does 508 St Germain Avenue, Toronto, ON, M5M 1X2, CANADA, Toronto, Ontario, Canada have?

This house at 508 St Germain Avenue, Toronto, ON, M5M 1X2, CANADA, Toronto, Ontario, Canada features 6 bedrooms.

What is the listing price for 508 St Germain Avenue, Toronto, ON, M5M 1X2, CANADA, Toronto, Ontario, Canada?

This property is listed at $455,370,700.

Is now a good time to buy a home in Toronto?

Based on current market indicators, Toronto shows an active market. The market opportunity score is 65 out of 100, reflecting factors like price trends, inventory levels, and days on market.

What type of property is 508 St Germain Avenue, Toronto, ON, M5M 1X2, CANADA, Toronto, Ontario, Canada?

This is a house located in Toronto, Ontario. The property is situated in an established neighborhood with convenient access to local amenities and services.

Brokerage: